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When it comes to hitting the open road, there’s few thing more exciting than travelling by RV.

Unfortunately, RV insurance is an often-overlooked and forgotten part of RV travel. The value of this insurance shouldn’t be overlooked though –your RV is essentially a combination of a vehicle, and home, and as such it requires unique insurance to ensure that it’s covered properly.

Before you hit the road this year, make sure you have adequate insurance coverage on your RV. Here are some reasons why you may want to reconsider your RV insurance policy, and make sure you have sufficient coverage.

Why RV Insurance?

For starters, your RV and belongings are not covered under your home insurance policy. Some people assume that since their RV is an extension of their home, that their belongings are also covered under their home insurance policy. But this is not the case. You may also want to consider roadside assistance –in the event that your RV breaks down while on the road, towing it could be expensive.

Additional Coverage Options

Valuable and basic RV coverage includes liability coverage and collision. But much like your home insurance policy, additional insurance can be purchased for your RV as well. Additional coverage can be purchased for:

  • Liability – One of the most important aspects of RV insurance is liability. Should someone become injured in or around your RV – you could be held responsible. Liability insurance would protect you against claims.
  • Trailer Insurance – One of the benefits of traveling with an RV is that you can haul a trailer or a car behind you. But these things are not often covered under your RV insurance policy.
  • Roadside Assistance – Should your RV break down and you require towing or roadside assistance, there’s a good chance that the bill will be higher. Having roadside assistance means never being without help should you break down.
  • Theft and Property Damage – Theft and property damage is protection for your belongings that you take with you on your trip. Electrical problems and water damage are additional risk factors that should be taken into consideration as well.
  • For more information on RV insurance, contact Insurance Agency Texas today. At Insurance Agency Texas, we want to help you to make sure you have adequate and affordable coverage for your RV. Contact us today to learn more.


Local: (281) 398-1010
Toll Free: (877) 952-1010
Fax: (281) 398-0909

21430 Provincial Blvd, Katy, TX 77450